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He was defeated by incumbent Democratic President Barack Obama in the November 2012 general election, losing the electoral college by 332-206.The popular vote between the two major-party nominees was 51%–47% in Obama's favor.

It provided near-universal health insurance access through state-level subsidies and individual mandates to purchase insurance.Exactly how many jobs Bain Capital added compared to those lost because of these investments and buyouts is unknown, owing to a lack of records and Bain Capital's penchant for privacy on behalf of itself and its investors.Dade Behring was another case where Bain Capital received an eightfold return on its investment, but the company itself was saddled with debt and laid off over a thousand employees before Bain Capital exited (the company subsequently went into bankruptcy, with more layoffs, before recovering and prospering).He married Ann Davies in 1969, and they have five sons.By 1971, he had participated in the political campaigns of both parents.Stemberg convinced Romney of the market size for office supplies and Romney convinced others; Bain Capital eventually reaped a nearly sevenfold return on its investment, and Romney sat on the Staples board of directors for over a decade.

Romney soon switched Bain Capital's focus from startups to the relatively new business of leveraged buyouts: buying existing companies with money mostly borrowed from banking institutions using the newly bought companies' assets as collateral, then taking steps to improve the companies' value, and finally selling those companies once their value peaked, usually within a few years.

He got Bain and other initial owners who had removed excessive amounts of money from the firm to return substantial amounts, and persuaded creditors, including the Federal Deposit Insurance Corporation, to accept less than full payment.

During that time, Ampad workers went on strike and asked Romney to intervene.

He also presided over the elimination of a projected $1.2–1.5 billion deficit through a combination of spending cuts, increased fees, and closing corporate tax loopholes. Though he won several primaries and caucuses, the eventual nominee was Senator John Mc Cain.

He did not seek re-election in 2006, instead focusing on his campaign for the Republican nomination in the 2008 U. Romney's considerable net worth, estimated in 2012 at $190–250 million, helped finance his political campaigns prior to 2012.

Romney set up a system in which any partner could veto one of these potential opportunities, and he personally saw so many weaknesses that few venture capital investments were approved in the initial two years.