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This will likely help improve your interest rate over time as well.
We are not responsible for any content or information posted to this external web site.Charge cards require you to pay the entire balance in full at the end of a billing period. That fee will rise to $38 if you make another late payment in the following six billing periods.Additionally, if you miss two billing periods in a row, the late fee will be the greater of $38 or 2.99% of the past due amount.If you pay your bill in full every month, you can avoid paying interest on purchases.However, you cannot avoid paying interest on cash advances and balance transfers.Your individual credit profile, spending and repayment practices will influence what your interest rate is and it is like to fluctuate occasionally overtime.
By paying your bills on time each month, you will continue to build a strong credit profile and will increase your ability to qualify for cards with lower APRs.
Additionally, if your Card's APR increases, we must tell you why, and the higher APR will apply only to transactions which occur after the notification.
In this instance, we will also re-evaluate that rate increase every six months.
TIP: Always Pay On Time Late payment will negatively affect your credit score and can lead to penalty fees.
If you do not pay your minimum credit card payment by the due date, you will be charged a late payment fee aligning to the smaller of the following amounts: $27 or your minimum payment due.
If a reduction of your rate is indicated, we will reduce it within 45 days of completing our evaluation.